14. PRIVACY POLICY

14.9. CONSENT TO USE OF ELECTRONIC SERVICE PROVIDERS

1. In order to play real money games on our services, you will be required to transfer money to and receive money from us. To facilitate such services we may use third-party electronic payment systems to process the required financial transactions.
2. By agreeing to and accepting this Privacy Policy, you expressly and voluntarily consent to the transfer to third parties of your personal information which is necessary for the processing and completion of monetary transactions including, when necessary, to the transfer of your personal information outside of your country.
3. We take steps to ensure that your privacy is protected when using third party payment systems.

4.10. CONSENT TO SECURITY REVIEWS

1. We reserve the right to conduct a security review at any time to validate the registration details provided by you and to verify your financial transactions and the correct use of our services by you, in order to prevent potential breaches of our Terms and Conditions and of any applicable law.
2. By using our services and thereby agreeing to our Terms and Conditions, you authorize us to use your Personal Information and to disclose your Personal Information to third parties for the purposes of validating the information you provide during registration and use of our Services, including, where necessary, the transfer of your personal information outside your country.
3. ecurity reviews may include but are not limited to ordering a credit report and otherwise verifying the information you provide against third-party databases.

14.11. SECURITY

1. We understand the importance of providing security and the methods needed to secure the confidentiality, integrity, and accessibility of information. We store all personal information we receive directly from you in an encrypted and password-protected database stored within our secure network behind active up-to-date firewall software.
2. Our Services support SSL Version 3 with 128-bit encryption.
3. We also take measures to ensure our subsidiaries, agents, partners, affiliates, and suppliers employ adequate security measures.
4. However, sending information via the internet is usually not completely secure, and we cannot guarantee the security of your data while it is being sent.
5. ANY DATA, WHICH YOU SEND, IS SENT AT YOUR OWN RISK.
6. Paryaj Pam S. A. has all security procedures and features in place to protect your data after it is received.

14.12. PROTECTION OF MINORS

1. Our services are not intended for persons under the age of eighteen (18) or the lawful age in their respective jurisdiction.
2. Any person who provides their information to us through any part of the services confirms to us that they are eighteen (18) years of age (or the lawful age in their respective jurisdiction) or older.
3. It is our policy to uncover attempts by minors to access our services which may require an additional security review.
4. If we become aware that a minor has attempted to or has submitted personal information via our services, we will not accept their information and will take all steps to purge the information from our records.

14.13. INTERNATIONAL TRANSFERS

1. Personal Information collected by us may be stored and processed in any country in which we or our affiliates, suppliers, partners or agents provide gaming services and services of our gaming platform.
2. By using our services, you expressly consent to any transfer of information outside your country (including to countries that may not be considered as having adequate privacy laws).
3. Nevertheless, we take steps to ensure that our agents, partners, affiliates, and suppliers comply with our standards of privacy and this Privacy Policy regardless of their location.

14.14. THIRD-PARTY RELATIONSHIPS

1. We cannot ensure the protection of any information that you provide to a third-party website that links to our services or of any other information collected by any third party managing it in compliance with our affiliate program (if applicable) or otherwise, since these third-party online services and websites are not owned by us and are operated independently from us. Be careful.
2. Any information collected by these third parties is governed by the privacy policy, if any, of such third party.

14.15. LEGAL DISCLAIMER

1. We are not responsible for events beyond our direct control.
2. Due to the complex and ever-changing nature of our technologies and business, we provide comprehensive, but we do not guarantee an error-free, operation regarding the confidentiality of your personal information when you visit other websites using links located on our website. Websites that are beyond our control, and especially not covered by this Privacy Policy, should provide you with an opportunity to familiarize yourself with their security policies. If you visit other websites, you should be aware that the operators of these websites can collect your personal information, which they will use in accordance with their privacy policy, which will differ from ours. Be careful.
3. We do not guarantee the security of your data, while it is being transmitted through channels of communication. ANY DATA, WHICH YOU SEND, IS SENT AT YOUR OWN RISK.
4. We are also not responsible for any direct or indirect damage arising from the unlawful use or theft of your Personal Information.

14.16. CONSENT TO PRIVACY POLICY

1. Your use of our services is your voluntary agreement with our Privacy Policy and you thereby give us the right to collect, process, and store your personal data.
2. This Privacy Policy should be read in conjunction with our Terms and Conditions and any additional applicable Terms and Conditions published on our platforms and websites.
3. We may periodically make changes to this Privacy Policy and will notify you of these changes by publishing the modified terms on our platforms and websites.
4. Your continued use of our services following any changes to this Privacy Policy constitutes your acceptance of the changes.
5. This is our entire and exclusive Privacy Policy on, it supersedes any earlier version and applies only to paryajpam.com.
6. We recommend that you revisit this Privacy Policy regularly.

14.17. ANTI-MONEY LAUNDERING/COMBATING THE FINANCING OF TERRORISM

1. Paryaj Pam S. A. betting company carries out all appropriate measures to combat money laundering and international terrorism (AML Policy). Thus, the Company has a strong position to prevent all kinds of illegal activity. To fulfill these obligations, the Company is bound to inform competent authorities if there is a reason to suspect that funds which were deposited by the User into his account are related to illegal activity or terrorism financing. The company is also obliged to block such funds and to undertake measures provided for by the rules of the AML policy.
2. Money laundering means:
   • hiding or keeping privacy regarding the information about the real source, location, disposal, movement, ownership or other property rights related to property obtained as a result of illegal activity,
   • conversion, moving, obtaining, possession or use of property which was got as the result of criminal activity for the purpose of concealing the illicit source of such property or assisting persons involved in crime to avoid legal consequences of their actions,
   • a situation in which the property was obtained as a result of criminal activity committed on the territory of another state.
3. In order to prevent the infiltration of criminal capital into the economy of the state, many countries fight against money laundering and the terrorism financing.
4. The company applies internal laws and regulations and special measures to help international organizations in combating money laundering and the terrorism financing around the world.
5. When you open an account, you agree to undertake the following obligations:
   • You agree that you comply with all applicable laws and regulations on combating money laundering and terrorism financing, including the АМL Policy.
   • You confirm that you have no information or any suspicions about the fact that funds used for depositing in the past, present or future, are received from any illegal source, or have any relation to legalization of income obtained illegally, or other unlawful activity prohibited by applicable law or the instructions of any international organizations;
   • You agree to immediately provide any information we think fit to require according to applicable laws and regulatory requirements in respect of combating the legalization of funds obtained illegally.
6. The company collects and keeps the passport or other ID of the User, and reports on all changes made in the account;
7. The company monitors any suspicious activity on the User's account, as well as operations carried out under special conditions;
8. The company has the right to ban the User at any time, if the Company has grounds for supposing that this operation has any relation to money laundering and criminal activity. In accordance with international law the Company is not obliged to inform the User about his suspicious activity and let him know that it has been passed to relevant authorities.
9. In accordance with the internal AML procedures the Company performs initial and ongoing personal identity verification procedures as provided by the level of risk of each User.
   • The company will ask you to provide the minimal information to confirm your identity.
   • The company will record and preserve all data and ID, as well as which methods of confirmation have been used and the results of verification procedures.
   • The company will check your personal data to match the list of persons suspected of terrorism, which is formed by the authorized state and independent authorities. A minimum set of identification data includes: the User's full name; date of birth (for individuals); residential address or registered address of the User;
   • sources of funds that you plan to Deposit into the account.

To verify and confirm the authenticity of the above-mentioned data, the Company may require the following documents:

• passport or identification card, or other document equivalent that meets the following requirements: contains the name, date of birth and a photograph of the document holder;
• issued by the national public authorities, a recently obtained receipt for the payment of utility bills (not older than 3 months) or other documents confirming the address of the User.

The company may also require other additional information, confirmed by relevant documents. In certain cases, the Company may also require notarized copies of documents from the User.

15. RESPONSIBLE GAMING

1. Gambling problems are associated with poor mental health and can manifest in depression, anxiety, and suicidal thoughts. They also have an adverse effect on family relationships, work, academic performance, and can lead to bankruptcy or crime. Gambling should be an enjoyable pastime and not a way to make money. Unfortunately, in some cases abuse of gambling can lead to problems. We take care of our customers and make every effort to provide a safe and reliable service which our customers can use without any damaging consequences.
2. Our company does not allow underage gambling (for persons under the age of 18).
   • We do not advertise our products and services to minors or mentally vulnerable people.
   • We guarantee that our advertising, sponsorship, and marketing activities do not contain any information aimed at attracting underage persons to the Service.
3. If you share your computer with underage persons, you should make sure that they do not have access to usernames, passwords, and banking details. There is software available for limiting access to gambling, for example NetNanny and Cyber Patrol.
4. We regularly carry out checks to determine the age of our customers to guarantee that all our players have reached the legal age.
   • In some cases our checks cannot confirm the customer’s age and we request the added information to confirm that the player has reached the legal age.
   • Availability personal account may be limit and funds are frozen until we receive the necessary information and the fact that you have reached the legal age will be confirmed unambiguously.
   • The legal age for betting and gambling is determined by laws of your country and is usually 18 years.
   • Our customers should understand that they are the guarantors of their legal registration on paryajpam.com.

5. Our advertising campaigns and ads do not mislead customers or misrepresent the services that we offer. Customers are informed about their chances of winning and possible risks. Services are provided for payment, excessive spending is not encouraged. To test the level of your gambling addiction, please answer “Yes” or “No” to the questions below:

   • Is your spending out of control?
   • Do you typically borrow money or steal to continue gambling?
   • Have you been spending less time with your family and loved ones lately?
   • Have opinions of others about your activity on gambling Services started to irritate you?
   • Have you lost interest in your hobbies or usual leisure activities?
   • Are you feeling depressed or sometimes even think of suicide because of losing?
   • Have you ever lied to cover up the amount of time or money that you have spent on gambling

   If you answered “Yes” to most of the questions above, then it is likely that you have a gambling problem.

6. It’s never too late to admit that you have an addiction and to address it. We value our customers and will certainly never contribute to the problem. Please read the following tips to help you reduce the risk of developing a gambling addiction:
   • Do not consider gambling as your main source of income.
   • Put a cap on the amount of money and time you want to spend and do not exceed the limits you set.
   • Only gamble with money that you can afford to lose.
   • Avoid the temptation to chase your losses.
   • Do not gamble if you are under the influence of alcohol or drugs, or are feeling depressed.
7. For customers who want to set limits on their gambling we offer a voluntary self-exclusion policy, which allows you to close your Account or to restrict your gambling activities on the Service for a minimum of six months. Once your Account has been self-excluded, it will be closed until the expiry of the selected period. At the expiry of the self-exclusion period, you will be able to re-commence the use of any Services by contacting Customer Support.
   • If you want to set limits on your online activity then contact us at [email protected]. We may limit the maximum amount of your stake. You can amend this amounts in any time but any change will be realize only in 24 hours after the last update.
8. During the self-exclusion period you must not attempt to open a new Account and you must accept that the Company shall have no financial liability and shall not be held otherwise accountable if you continue gambling or using a new Account with the Service under a different name or address.